How To Check Legal Documents Before Flat Purchase In Dubai

Buying a new flat is a wonderful event. You have found a place to call your own. Before you get the keys, there is one important job to do. You must check the legal papers for the property. Doing this keeps your investment safe and gives you peace of mind. It is a simple process if you know what to look for.

Here is a simple guide to help you.

Check the seller’s Title Deed:

When it comes to flat purchase in Dubai, the first paper to see is the Title Deed. This document proves who owns the property. Ask the seller to show you the original Title Deed. Ensure their name is on it and that the flat description is correct. Confirm the property is listed as freehold. This means the seller has the full right to sell it to you.

Look for any existing mortgages:

A property might have a loan against it. The seller might have a mortgage from a bank. This loan must be paid off before the sale can happen. Ask the seller for a document from their bank. This paper should state the outstanding loan amount. The sale money can be used to clear this debt at the time of purchase.

Get a no-objection certificate:

In many communities, you want a special paper from the developer. This is called a No-Objection Certificate (NOC). The developer gives this to confirm they have no issue with the sale. The NOC also states that all service charges on the property are paid up to date. Do not proceed without this document.

Review the purchase agreement:

You and the seller will sign a contract. This is the Sales Purchase Agreement. Read every line of this agreement. It should include the final price, the payment plan, and the date you will get the flat. Ensure all details are clear and match what you agreed on with the seller.

Verify service charge status:

All properties have yearly service charges for building upkeep. Ask the seller for receipts. These receipts prove that all charges have been paid. If there are unpaid charges, you might become responsible for them after the purchase. Clear bills mean no surprise costs for you.

Use a trusted property lawyer:

This is the most helpful step. Hire a lawyer who knows property law. They will do all these checks for you. A good lawyer will find any hidden problems with the documents. Their experience protects you from making a costly error. It is a smart way to ensure everything is in order.